H.4670 marks an important step forward in advancing financial education across Massachusetts, and we’re encouraged to see growing momentum around this work. At the Financial Empowerment Network, we remain committed to supporting strong, effective approaches that ensure all students have access to meaningful, comprehensive personal finance learning. As implementation continues to take shape, we look forward to engaging with partners, educators, and community members to help strengthen and expand these efforts.

Want to learn more or get involved? Connect with us to continue the conversation.

Massachusetts has a history of leading the nation in education whether it was its focus on literacy during the colonial period, the first public school or its education reform movement in 1993. But when it comes to financial education, it is woefully deficient. Currently, only 20 school districts in the 351 cities and towns require a standalone personal finance class in Massachusetts.

Other states are leading the way. As of 2025, 30 states guarantee a course in personal financial education before students graduate and other states have legislation working through their legislatures. Learn more about legislation in other states in the bill tracker on the NGPF website.

The State Treasurer's Office of Economic Empowerment (OEE) invites you to participate in a brief state-wide survey to understand how MA residents are doing financially. Your anonymous answers will help OEE identify opportunities to expand programs and policies that support economic stability, wealth-building, and aging with dignity for everyone in our state. All MA residents 18 and older are invited to participate. Learn more.

We can equip every student with the tools to budget, build credit, and invest intelligently. But we need your voice. Join our letter-writing campaign urging legislators to co-sponsor crucial legislation mandating personal finance education in schools. Your words will resonate, showing the widespread support for empowering students to make informed financial decisions.

Download information sheets on active bills, FEN history, and much more.

The Joint Committee on Education is where MA state lawmakers decide on big ideas that affect Massachusetts schools — from classroom funding to what students are expected to learn. Click the link below below to learn more who works on the Joint Committee on Education.

Want to know who represents you on Beacon Hill? Use this tool to look up your state senator and representative by entering your address. It’s the easiest way to connect directly with the lawmakers who make decisions that impact your community.